At Kotachery Service Co-Operative Bank, we’ve worked towards greater banking standards and customer satisfaction for over 63 years. It is this unwavering focus that inspires banking solutions that are convenient, value-added and customer-friendly. A full range of deposit schemes, loans and services combined with personalized service and computerized efficiency. Featured herein are the entire range of loan products and services with key details to help you choose the solution that’s right for you.Agricultural and Commercial Loans such as Overdraft & Cash Credit, Term Loan, Retail Loans




Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Overdraft Cash Credit :

-Business Overdraft.
-Kissan Credit Card
-Gold Overdraft
-PAN number / Declaration in form no.60 or 61 as per the Income Tax Act 1961

Term Loan :

-Surety Loan
-Gold Loan
-Interest free loans for Bycicles / paddy
-Education Loan
-Loan against Deposits
-Gold loan Agriculture

Retail Loans

-Housing Loan Solutions
-Vehicle Loan
-Self employment loans for SH Group

Documents needed for Loan Are:

-Orginal Document

Back document

-Powe of atorny
-New Tax Reciept
Possession Certificate
-Location Certificate
-Village Plan(Sketch)
-One Passport Size Photo
-Ration Card,Aadhar,I.D(copy)
-Ownership Certificate
-Legal Certificate
-Housing loan plan &Estimate withpanchayath lisence