At Kotachery Service Co-Operative Bank, we’ve worked towards greater banking standards and customer satisfaction for over 63 years. It is this unwavering focus that inspires banking solutions that are convenient, value-added and customer-friendly. A full range of deposit schemes, loans and services combined with personalized service and computerized efficiency. Featured herein are the entire range of loan products and services with key details to help you choose the solution that’s right for you.Agricultural and Commercial Loans such as Overdraft & Cash Credit, Term Loan, Retail Loans




Deposit Interest Rate

Scheme Interest Rate
Fixed Deposit
Savings 5%
Current
Daily Deposit 4%,5%,6%
Reccoring Deposit 7%
Home Safe Bandara Deposit 4%
Members Welfare Fund 8.5%
Other Deposit Schemes Sanctioned by Registrar

Loan Interest Rate

Type Of Loan Interest
Kissan credit Cash credit 7.00%
Marriage Loan 12.00%
House Hold Articles 13.00%
Mangalya Suthra 5.00%
Agricultural Gold Loan 7.00%
Gold Loan 10.50%
Personal Loan 12.75%
Vehicle Loan Two Wheeler 11.00%
Vehicle Loan Four Wheeler 12.00%
Kumbasree 9.00%
Cash Credit Loan(0 to 5 Lacs) 13.25%
Mortgage Loan(Above 20 Lacs) 13.00%
Mortgage Loan(upto 20 Lacs) 13.50%